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Skip to main content Menu Log In Check for Offers Personal Loans Why Us Branch Search Resources Log In Check for Offers Personal and auto loans from $1,500 to $20,000 1 What is your desired loan amount? Requested Amount: We provide real lending solutions for real people. A trusted lender for more than 100 years Fixed rates and fixed payments Personalized service in over 1,500 locations What is a personal loan? A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate and product you qualify for depends on various factors including loan size, term length, credit history, income, expenses, other financial obligations, and the availability of collateral (such as a vehicle). How it works Complete our online application Tell us some of your personal, employment and financial information and get a quick decision on your loan request. Meet with your loan specialist If approved, we’ll have you visit a branch to verify your identity, income, expenses, employment and collateral (if applicable) and discuss your options. Sign and receive your funds After you review and accept your loan terms, you’ll sign your loan documents and receive your money. Check for Offers Contact Us Legal & Privacy Disclosures Investor Relations OneMain Reviews Careers Loan Amounts & Fees Affiliates Frequently Asked Questions Insurance Merchant Referral Program Military Family Support Mortgage Payment Solutions Credit Bureau Information OneMain Holdings, Inc. 601 N.W. Second Street Evansville, IN 47708-1013 Copyright © 1996-2020, All rights reserved. 1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600. Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender. OneMain Mortgage Services, Inc. is a Registered New York Mortgage Loan Servicer – NMLS # 931153. For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com . Please ensure your customer has provided us with authorization to work with you. CA: Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. CT: OneMain Consumer Loan, Inc. - NMLS # 937358. NH: Group, LLC – NMLS # 1339418. PA: Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities. For residents of the State of Washington only: Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database. If you are using a screen reader and are having problems using the website please call 800-742-5465 for assistance. Personal and Auto Loans Since 1912 If you click “OK,” you will leave our website and will be redirected to ’s website. That website is not operated by us and is governed by a separate Terms of Use , Privacy Notice and Privacy Policy . OK Go Back × Close You are leaving OneMainFinancial.com You are about to leave the website. By pressing “Open Site in New Window,” you will enter a third party’s website, which is regulated by a separate Terms of Use and Privacy Policy. Please review this third party’s Terms of Use and Privacy Policy upon entering their website. Open Site in New Window...